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Updated in [July 24th, 2023]

This course provides comprehensive insights into the functioning of debt settlement companies and the debt relief process. Participants will learn how these companies operate, including their fee structure based on enrolled debt, and how they negotiate settlements for accounts that are often behind on payments. The course covers essential topics such as the use of an escrow bank account, the step-by-step settlement process, the potential impact on one's credit score, and how to rebuild credit after completing debt settlement. Additionally, it offers chapters addressing debt settlement when done independently, negotiation with creditors, the credit score impact, and the process of graduation and rebuilding credit. Participants can find useful resources such as a debt relief cost and duration calculator and access top debt settlement companies for further assistance.